Are you living your passion

Are you living your passion !

Most of the time when ask our own self about what is that we are passionate about and what are we doing about the same. Our answer is “nothing as such “. Here is the difference.

On my trip to Dawki lake In Meghalaya I meet three interesting people. The story can inspire many of us to really look for the passion in us and start reworking on the same.

1st Person is a 24 year old software engineer from Ponditury in Tamil Nadu. His name is Selva. He is on a cycle and is travelling to Dawki. He is just moves around on cycle ,put up a tent (as in picture below ). Where ever he visit he writes blogs and. Get paid around Rs 6000/- per blog .Making money is not important for him. He is doing this for last 2months.

Second boy is from Kerela Triture and was a management student . His name is Justin He is travelling north east on a cycle for last 5 months. Also put up a tent at any place where he want to stay for a night. When he need money he work with locals on boats or some help work. He get paid or food this way. He also visit local church to stay and for food some time when he need that . Travel is his passion again and this means a lot to him.

Third person is also very interesting. He is from Pune and is in a car travelling Himalayas and both east as a traveller in car only. His name is Rohit and for last 7months he is travelling and just enjoying his life.

Common connect – Non Of them knew each other . They are meeting each for the first time at the Dawki lake having lunch together .

Meeting them and interacting with them forces to ask few questions to myself.

1) What is my passion ?

2) What am I doing to live it ?

3) Do we have enough money to live the passion ?

4) Are we serious about our passion ?

5) What is the ReBalance in life we have done and what is the allocation we are doing for our passion ?

I leave you open with these questions . Sharing the picture of these passionate young boys from Dawki. Also sharing the picture of the tents and cycles.

Just rework on your passion and give a date to live it


Relevance of a Coach in life

Saturday story with relevance – most of the time we thing whoever is done is done by us. But there is an energy and force behind that that makes it happen.

While the *Battle of Kurushetra was at its peak, Arjuna and Karna were fighting each other.* It was a battle to witness, a flurry of arrows were being exchanged, and even Gods were witnessing this epic battle between the 2 warriors.

Arjuna would shoot his arrows and the impact of these arrows would be so much that Karna’s chariot would go back by 25-30 feet. People who witnessed this were amazed by the skills of Arjuna.

Karna was no less. When he shot arrows, Arjuna’s chariot would also shake and go back by 3-4 feet.

More than everyone, Krishna would applaud Karna every time his arrow hit Arjuna’s chariot. But *not once did He applaud Arjuna’s skills !*

At the end of the day, Arjuna asked Krishna: “Oh Lord, I have shot so many arrows at Karna’s chariot, it was being displaced like a feather in wind, but not once did you appreciate me. Rather, *you would appreciate his skill despite his arrows just displacing my chariot a little”.*

Krishna smiled and replied “Oh, *Arjuna, remember,* your chariot is protected by *Hanuman* at the top on your flag, *Me as your charioteer* in the front and by *Sheshnag* at its wheels, yet the whole chariot would still sway and displace whenever the valiant Karna hit us with his arrows”.

“But *Karna’s chariot is not protected by any such force*, *he is on his own, yet he fights valiantly”.*

It is said that after the battle of Kurushetra was over, Krishna refused to get off the chariot till Arjuna got down. Once Krishna alighted from the chariot, it caught fire and turned to dust.

Krishna said “Oh Arjuna, your chariot was destroyed by Karna a long time ago, it is I who was still protecting it.”

*“Never in your life have the arrogance to say that you have achieved big heights. If you have achieved something, it is the divine will,* it is the divine intervention that has always protected you, cleared your path and *given you the right opportunities at the right time”!*

An excerpt from *Mahabharata* and conveys message to mankind. Though simple but a strong reminder to mankind. *Be humble, remember even a little leaf cannot move/sway without GOD’s WILL.*

In wealth creation your financial advisor/ Volatility Coach is equally important. The relevance of krishna in life of Arjun or Chanakya in Chandragupta’s life is like today’s Volatility Coach in an Investors life .

Wishing you happy Diwali . In all our prayers our clients(yours) prosperity is included. In all our blessings our clients protection is included.

Wish you and your family best in life.


@Volatilitycoach Kanak Jain


Your Investment is your Mirror

Your Investment is your mirror

Long long ago there lived a man named Mulla Nasiruddin. He was very famous for his acts and wisdom .

One day he was walking on the road and saw a mirror on street . That time mirror was not so popular and people were not aware about the invention of mirror .

Now when Nasruddin saw the mirror he was looking at his image . But he thought it was his father . He exclaimed “wow may father had interest in making his picture also “. He was also happy that he got a picture of his father . But he thought he will keep this hidden from his wife . His wife and his father never had good terms . Both of them used to quarrel a lot .

He reached home and kept the mirror (his fathers picture which he thought ) in his cupboard secretly. But nothing remains hidden from the Wife’s !

She was more curious what this Nasiruddin is up to and has hidden . She entered the room just after Nasiruddin left home for work . She was shocked to see the mirror and her own image . But she exclaims – Oh Now I see this Nasiruddin is fallen in trap of this lady witch . Let him come home and then it will be last day of all his mischief.

The moral of story is we will see what we want to see and no one can show us what we don’t want to see.

Our investment is like the “mirror “ . We will see what is real and how we are in mirror . Our investment shows what we are how we discipline ourself and what behaviour we have displayed in our life . If we have not shown discipline the investments will reflect . If we have not allocated to proper asset classes and generated optimum returns . It will be reflected . What ever we are that is reflected . So make your image the way you like that to be .

Keep investing ,keep ReBalancing , seek Expert advise and Live a prosperous happy life

Kanak Kr Jain #yourstruly

Your advisor is like your own family member

A Father and his Daughter were playing in the park. His young daughter spotted an apple vendor. She asked her father to buy her an apple.

Father didn’t bring much money with him, but it was enough to purchase two Apple.

So, he bought two apples and gave his daughter.

His daughter held one apple each in her two hands. Then a father asked her if she can share one apple with him.

Upon hearing this, his daughter quickly took a bite from one apple. And before her father could speak, she also took a bite from the second apple.

A Father was surprised. He wondered what mistake he made raising her daughter that she acted in such a greedy way.

His mind was lost in thoughts, that perhaps he is just thinking too much, his daughter is too young to understand about sharing and giving. A smile had disappeared from his face.

And suddenly his daughter with an apple in her one hand said, “Father have this one, this one is much juiciest and sweeter”.

Her father was speechless. He felt bad about reaching to the judgment so quickly about a small child. But, his smile came back now knowing why his daughter quickly took a bite from each apple.


Don’t Judge anything too quickly or reach a conclusion. Always spare a time to understand things better.

*Personal Finance*

Your advisor is also the one who will give you the best . It’s only a matter of time that you realise the same ,just the way the father realised about his daughter in the above story .



Note- story is shared from an anonymous source the financial interpretation is done in above blog only . Happy reading and learning .

Financial wellness – The Bhishma way or the Jatayu way

THE BHISHMA WAY or THE JATAYU WAY for financial wellness

No two people react to the same situation in a similar way. Here are examples of two legendary personalities who were faced with a very similar situation, but thier responses were diagonally apart. One has been elevated but the other only recognised.

This is a comparitive study between Bhisma and Jatayu. Both, of them were confronted with character defining asssault on womanhood. One chose to die protecting the victim while the other chose to be a mute spectator of the crime. You will be shocked to see the similarities of the situation they faced.

Today we have two type of investors Bishma way who see everything , know the demon like Inflation and still remain non reactive and invest nothing . Second is Jatayu way where they fights the demon , also may die but finally the Dream is fulfilled and Goal is achieved because of the act .


Bhisma was a powerful and capable warrior and if he wanted, he could have stopped the disrobing of Draupadi – the Queen but he chose to be a silent witness of this act whereas Jatayu was old and invalid and knew that in all probability, Ravana would kill him but still, he chose to try his best to protect Sita – the Queen. Bhisma was powerful yet acted powerless whereas Jatayu was powerless yet acted powerful. _”Real power is not about physical strength but about the deep desire to help.”_

Lesson -Real power is not having money now but ensuring money for future

*2) ALIVE or DEAD*

Bhisma lived on but died everyday to his conscience whereas Jatayu died once but lived eternally true to his conscience. _”Our only constant companion is our concience – better to be true to it.”_

Lesson – Living too long is of no use if you are left with nothing . Better to live less but with Grace


Bhisma’s name and fame went down in history because of this one act of not stopping the disrobing of Draupadi but Jatayu’s name and fame went high in history because of his act of trying to save Sita. _”We are all going to be mere names in history, sooner or later. Will we be equated with the bad or the good – is our choice.”_

Lesson – If you do not create a legacy for the genX , no one will remember .


Bhisma was supposed to be a highly cultured human but acted highly insensitive and stooped low in values like a vulture whereas Jatayu was supposed to be a lowly uncultured vulture but acted highly sensitive and soared the skies in values like an evolved human. Who would you call as a human – Bhisma or Jatayu? _”One doesn’t become a human being by being born as a human – one becomes a human being by being a human.”_

Lesson – One has fulfilled his/ her responsibilities only if the Goals are taken care . Only temporary enjoyment may not help .


Draupadi begged and pleaded protection from Bhisma because she knew if someone could protect her it was only him but still Bhisma didn’t protect her whereas Sita didn’t even ask Jatayu for protection – she just wanted him to inform Rama about her kidnapping by Ravana because she knew Jatayu was not powerful but still Jatayu tried to protect Sita. Bhisma being a human couldn’t even understand the spoken words of Draupadi what to speak of understanding her unspoken words whereas Jatayu even though was a mere bird, understood not only the spoken words of Sita but also her unspoken words. _”The language of heart is more powerful than the language of words.”_

Lesson – our children or spouse may not demand the requirement for future now . Your heart should know it


Bhisma was confused regarding his Royal duty that he forgot that he had a higher duty – a moral duty whereas Jatayu was so clear about his moral duty that no other duty was a consideration for him. _”When caught up in dilemmas, best is to follow the higher principles – to follow our heart because it always knows the truth.”_

Lesson – Follow the principles of Investing with discipline and ReBalancing .


Bhisma set a very bad precedent for generations to come whereas Jatayu set the most ideal precedent for generations to come. _”If we can’t be a great example atleast let us not be a bad one.”_

Lesson – you chose to be Bad or Good


Another interesting point is that Bhisma was an elderly relative of Draupadi but acted as a total stranger in this episode whereas Jatayu was not at all related to Sita, he was a stranger but acted more than a dearest relative. _”True relationships is based on heartly connections not just bodily connections.”_

Lesson – Hiring an Advisor is very important . Some time the own family member may not be of help . But a family financial Advisor will be . He will only think about how the goal is reached and in best possible way .


Both, Bhisma and Jatayu had a few moments to decide what to do. Life, sometimes puts in situations where in a few moments we need to take crucial decisions. What we decide very much depends on the kind of inner integrity we have cultivated by the association we keep. Bhisma’s intelligence was clouded and it failed the test of life because he associated with the wicked minded, selfish Kauravas whereas Jatayu’s intelligence was crystal clear and it passed the test of life because he associated with the saintly, selfless Lakshman and the All-pure Lord Rama. _”After all, who we are solely depends on whom we associate with.”_

Lesson – Associate yourself with the emotion ( dream ) not the money value . Let the money value and target be left on the professional advisor you have hired .


The Supreme Lord as Sri Krishna was not at all happy with this attitude of Bhisma so much so that when He came as a peace messenger to Hastinapur, He didn’t even bother to look at Bhisma, what to speak of respecting him whereas The Supreme Lord as Ramachandra was so happy with the attitude of Jatayu that he embraced him and personally did his final rites – a honour that even Dasharath – His father didn’t receive. _”The scriptures explain that the ultimate test of any activity is, if the Supreme Lord is pleased with us.”_ It is very clear, Bhisma displeased God whereas Jatayu pleased Him.

Lesson – Supreme God will not come one his own . His messenger the Volatility Coach the Advisor will come to you in Kalyug to guide you . The benefit is yours and no one else .

This recount is not meant to criticize Bhisma – he is undoubtedly a great personality, but we do vehemently criticize his inaction. The end here is to learn from the choices made so that we are conscious history follows us. _When we see some injustice, some problem, we have only two options – either close your eyes to it or do something about it – follow “the Bhisma way” or “the Jatayu way” and whichever way we choose remember there will also be a result – “the Bhisma result” or “the Jatayu result”._

Lesson – Bishma Result May be not very good for the family where there is only sadness . But the Jatayu result will ensure Celebration Of Diwali for sure .

Happy Investing



Story reinterpreted for financial wellness by Volatility Coach Kanak Jain

Inspiration from Business around

Inspiration From Businesses Around : Zara uses a customer centric “make and buy” approach – it produces the more fashionable and riskier items (which need testing and piloting) in Spain, and outsources production of more standard designs with more predictable demand to Morocco, Turkey and Asia to reduce production cost. The more fashionable and riskier items (which are around half of its merchandise) are manufactured at a dozen company-owned factories in Spain (Galicia), northern Portugal and Turkey. Personal Finance – when it comes to buy few large cap stocks or simple product like FD and PPF an investor can buy on his own . But when it comes to select mid cap, small cap, multi cap, relevant Debt fund one should seek advise from an expert . Lesson is – common products can be outsourced but the unique products ( risky products ) which gives maximum returns should be made with an expert advise . This will ensure better return and satisfaction. #yourstruly @volatilitycoach

Energy Consciousness in Money Management

It is very important to bless them

With love and good energy from

Whom we expect to get Business return and material benefits .

Not only from whom we expect to get benefit but also from those whom we expect no benefit also .

When blessings are done in proper way and on proper day . Prosperity is deemed to come.